Archive for August, 2009


Take the Lead!

Aug 26, 2009 Author: Cindy | Filed under: Finance, Money, Money Saving tips, Planning for future, Savings

dance

Back when I was 10th grader, my parents forced me to take up ballroom dancing classes. I never really fell in love with it in the first sight (read dance) but it grew on me. Then I put this to best use in my high school prom. I kept telling myself that I was there to dance for myself and in the end I was crowned as Ms. Whirlwind for dancing non stop that night. I didn’t even get to sit down for a single song. If I could turn back time, I would gladly be time struck on my prom night.

Dancing non stop has a couple of perks.

a) You burn calories b) glimmer.

I was glimmering with sweat that is and M.A.C was ready to sue me for stealing all the ’shine’ out of their ‘Bodyshine’. Lol. Well, this is not exactly, how a girl would want to be on her prom night.

 Now, do you think all the boys asked me to dance? No, not really.

I went ahead and asked a lot of boys to dance. The fact is that most of the boys will never say ‘No’ when a girl asks them to dance. So, coming back to the scene, the other boys who saw me doing that, came and asked me to dance. Besides, I would like to think that I had the right attitude and I was and I am still a whole lot of fun. In a typical chick-flick kinda way, a jock asked me to dance. I told him “I’m very sweaty.” and he bent down and whispered “That’s why I picked you.”

So, this blog is all about making that first move. If you have been wanting to take that trip to Bahamas or drive that fancy Cadillac or buy that Malibu villa but never did because you still think that you can’t afford it. Get out of that thought process and start thinking that you can do it. It might take a while but you can do it. And start saving. Make sure that you work on a ’special savings’ holiday budget and save small amounts every month. And when you do, do it happily. Be happy to do so because in the end, it is you that is going to be soaking in the sea or driving that car or sipping vodka in your dream house. If saving is not making you happy, don’t do it. Don’t crib either. Period!

Its like what they say, if the mountain doesn’t go to Mahmoud, then Mahmoud has to go to the mountain.

Take a chance. Its one life. Thats all we get.

Take the lead, make the first move.

 

PS. What’s behind my new spurge of optimism? The Secret. I feel so much better these days and I’ve found a babysitter and a new job. Watch out for my upcoming posts that come with a new twist. ;)

 

The Secret to Abundance!

Aug 6, 2009 Author: Cindy | Filed under: Money, Savings

Gold coins

 

 

 

 

 

 

 

 

 

 

 

I know that I’m not exactly the role model when it comes talking about abundance and creating wealth. I only know about being prudent and saving money. But, hey! you have Rhonda Byrne with her ‘Secret’ entourage of wise people and wealth amassment gurus to tell you how you can attract money among other things into your life. I am a skeptic and I don’t always buy the new age philosophies that is available in this great country. Over the years, I thought myself how to be a rationalist in thinking. But recently I am coming to think that there is something terribly wrong with us.

Last week, I heard my neighbor’s seven year old twins blissfully and rather ignorantly singing this:

Recession bites, reality bites

Tighten your belts, Stop buying felts

Save every pence for all the hens.”

I wonder how they came up with this or what influenced them. But seriously,does it sound like a new-age nursery rhyme? Or does it sound more like what you hear and read about everyday. If this were to be a new nursery rhyme, then I would sue the school for breeding such negativity in all the young minds. I have a daughter and I don’t want her to begin to think that money is a hard thing to earn. Most importantly I don’t want her to lead a life of lack.

And a couple of days ago, I had taken my daughter, Faith, out for a little quickie shopping at Walmart and there I saw a mom like me constantly denying everything that her little girl was pointing to. It was then that I had an epiphany.And I was like, “Wait a minute, I do that too”.I have denied my baby even when I could afford what she wanted. We were saving everything for a rainy day (which hasn’t come so far) and had forgotten to live in the present. I don’t remember indulging in anything for more than an year now, which, in all honesty had left me craving for a lot of things. The funny thing is that I could afford a lot of things for which I crave.

The question in my mind was “Why do we do save, when saving is not making us happy?”

So, in the end what happened? We splurged a bit but felt really good. You can call it the upliftment of the spirit from the shackles of the damn recession, if you like.

This blog is not gonna be about how to save on this or that. Instead, this is an open ended one. How you take the thought forward, is entirely up to you.

PS. I am reading ‘The Secret’ and I think I have been cruelly wrong about the philosophies these kind. And as for those who have read ‘The Secret’, do you think that I should buy myself a lotto ticket? ;)